Financial planning for high-net-worth individuals, families, and business leaders
At Afshar & Machaalani Group Private Wealth Management, we provide advanced financial planning and investment strategies to help high-net-worth Canadians align their wealth with their life goals. Whether you're navigating a business exit, preparing for retirement, thinking about transferring your wealth to the next generation or managing complex investments, we help ensure your financial plan is proactive, tax-efficient, and built to last.
We offer precise planning backed by data, scenario modelling, and decades of experience helping successful Canadians turn complexity into clarity.
From wealth protection to retirement income, from succession planning to investment growth—your high-net-worth portfolio deserves more than a standard approach. It deserves the attention, structure, and insight of a team that sees the full picture.
Pre-retirees and retirees
The transition from accumulation to preservation isn’t just financial—it’s emotional. We help you turn decades of savings into a steady, tax-efficient income strategy that supports the life you’ve earned. Whether you’re five years from retirement or already enjoying it, we create dynamic plans that grow with you, adjust to market realities, and ensure you never outlive your wealth.
Business owners and entrepreneurs
You’ve built something valuable—and now it’s time to make sure it works for you. We specialize in financial planning for business owners, helping you align your corporate and personal wealth, reduce tax, and prepare for a smooth business exit. From incorporation strategy to sale readiness, we provide the clarity, structure, and foresight you need to grow—and eventually transition—your business with confidence.
Senior executives
As an executive, your financial life is often more complex than it looks on paper. Stock options, deferred compensation, private equity, corporate savings plans—they all need to be integrated into one cohesive strategy. We help executives make sense of their compensation packages, reduce tax exposure, and prepare for early retirement or career transitions without compromising long-term goals.
Healthcare professionals
From physicians and dentists to specialists and practice owners, we understand the unique needs of healthcare professionals. No employer pension. High income. Little time to manage it all. We act as your partner in structuring cash flow, optimizing tax strategies, growing wealth inside and outside the corporation, and preparing for a retirement you control.
Affluent families
We work with high-net-worth families who want to ensure their wealth is working in service of their values—and protected for future generations. That includes building intergenerational wealth transfer strategies, minimizing estate tax, aligning investments with family goals, and preparing heirs for the responsibility of managing wealth. Your legacy isn’t just financial. We help you shape it with intention.
Agriculture and farming families
Farming isn’t just a business—it’s a way of life, one that’s often passed down through generations. We help farm families build tax-efficient succession plans, protect their land, and preserve the value of the operation. Whether you’re planning for retirement, dealing with uneven family involvement, or considering incorporation, we design solutions that respect both the legacy and the livelihood.
Women managing wealth or major transitions
Whether due to divorce, the death of a partner, or the desire for financial independence, many women are navigating significant wealth-related decisions on their own. We provide a thoughtful, structured approach to financial planning that supports your unique journey. From pension transfers and investment management to estate clarity and income security, we help you feel confident, informed, and in control.