Your financial life doesn’t follow a straight line—and your cash strategy shouldn’t either. Whether you're a business owner preparing for a major acquisition, a professional managing fluctuating income, or a family juggling competing priorities, the way you handle cash can make or break your flexibility.

At Afshar & Machaalani Group Private Wealth Management, we offer cash management services that go far beyond budgeting. We design systems that preserve liquidity, increase efficiency, and position you for opportunity—all without sacrificing long-term growth.

What does your cash do between the big decisions?

Executives

Cash should never sit idle. We help you manage it with intention. Our cash management process ensures that your short-term liquidity works in harmony with your broader financial plan. Whether it's optimizing reserve levels, planning for large expenditures, or reducing interest on debt, every dollar has a role.

We build customized strategies that support both your immediate needs and future goals—including retirement income planning, business growth, and estate preservation.

Comprehensive cash management services that simplify complexity

Our process covers every corner of your financial world. You get structure, clarity, and agility—all backed by a team that understands the unique needs of high-net-worth families and business owners.

  • Liquidity planning

    We strike the right balance between accessible capital and long-term investments. This ensures you’re prepared for life’s surprises—whether it's a time-sensitive opportunity or an unforeseen challenge.

  • Cash flow optimization

    We analyze your income sources, spending habits, and financial priorities to streamline how money flows through your life or business. The goal? Less waste, more flexibility.

  • Short-term investment strategies

    Even your reserve cash can work harder. We help you earn passive returns on funds earmarked for near-term use by leveraging high-interest savings tools and money market options that align with your liquidity needs.

  • Debt and cash coordination

    We don’t treat debt as a flaw—it’s a financial tool. We structure debt repayment and leverage strategies that integrate seamlessly with your overall cash management system, reducing risk and improving your bottom line.